Free to evaluate. Quoted for production.
Start with the full product at no cost, then pay only when you are moving real volume. Each product is priced separately, so you are never paying for something you do not use yet.
Free
Everything, for as long as you need to decide. Train your team on the real app.
- Full features, all three products
- Data import and migration tools
- Simulated payments — nothing is charged
- No card, no commitment
Quoted per business
Priced on the volume you process, agreed in writing before you commit.
- Live payment keys and real money movement
- Onboarding and migration assistance
- Support with a named contact
- No per-seat charges for your staff
Multi-company
For payroll bureaux, lenders with several books, or groups running more than one business.
- One login, several client companies
- Platform oversight for your own tech team
- Role separation and two-factor on admin accounts
What is included, by product
Everything below is in the free evaluation tier — nothing is held back behind a paywall.
| Capability | BTAS Payrolls | Ngychom Lending | Ngychom FX |
|---|---|---|---|
| Getting started | |||
| Create a workspace | Included | Included | Included |
| Invite your team (roles: admin, manager, staff, auditor) | Included | Included | Included |
| Import existing data from Excel or CSV, with column mapping | Included | Included | Included |
| Undo an import in one click | Included | Included | Included |
| Day-to-day | |||
| Payroll runs, payslips, statutory deductions | Included | — | — |
| Loan applications, offers, disbursement, schedules | — | Included | — |
| Exchange quotes, deposits, payouts, AML queue | — | — | Included |
| Client / beneficiary records with validation | — | Included | Included |
| Collections queue and overdue tracking | — | Included | — |
| Money movement | |||
| Simulated mode (train staff, move no money) | Included | Included | Included |
| Live payments through your own provider keys | Included | Included | Included |
| Manual posting of payments by staff | Included | Included | Included |
| Reporting & compliance | |||
| Audit trail with export | Included | Included | Included |
| CSV, Excel and PDF exports | Included | Included | Included |
| Full backup and restore | Included | Included | Included |
| KYC status and watchlist review | — | Included | Included |
| Two-factor authentication (required for platform admins) | Included | Included | Included |
| Tenant isolation between businesses, verified before release | Included | Included | Included |
Billing questions
How much does it cost?
Evaluation is free and includes the full product. Once you are running real volume we quote per business, based on what you process — employees paid, loans serviced, or transfers settled. Nothing is charged until you accept a written quote.
Is a card required to start?
No. Create a workspace, import your data, invite your team and run the whole workflow without entering any payment details.
Do I pay for all three products?
No. Each product is priced on its own; most customers start with one and add others later. Being on one product does not commit you to the others.
Are payment provider fees included?
No. When you connect your own provider (for salary transfers, loan repayments or payouts), their transaction fees apply directly to you. We do not mark them up.
What about bureaux or groups with several companies?
One login can run several client companies, with per-company data separation and a read-only auditor role. Multi-company pricing is quoted per group rather than per workspace.
Can we cancel or take our data?
Yes. Export or download a full backup at any time. On termination we delete data after the retention period the law requires.